Strategic Fractional CFO Services for Growing Businesses

High-level financial leadership, cash flow forecasting and analysis, and growth guidance without the full-time CFO price tag.

What’s Included with Fractional CFO

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Cash Flow Management & Forecasting

Anticipate cash needs and plan for growth opportunities.

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Owner Compensation Guidance

Answering critical questions like “How much should I pay myself?” using real financial metrics.

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Key Performance Indicator (KPI) Tracking

Measuring margins, overhead costs, and service profitability.

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Financial Process Improvement

Upgrading software tools and internal controls.

Who It’s For

Owners whose books are already clean but who aren’t sure what the numbers are telling them

Businesses at the point where the next decision — a hire, a new service, a big client — is too expensive to guess at

Owners who want CFO-level guidance without a full-time salary on the payroll

Strategic Financial Insights Beyond Bookkeeping

Traditional bookkeeping tells you where your business has been. Fractional CFO guidance shows you where it can go. Most owners reach a point where accurate books are no longer the hard part — the hard part is deciding what to do with them.  Can you afford to hire? Which services actually make money once you account for your time? What happens to cash flow if a big client leaves? We sit down with your numbers and work through those questions with you, so the decisions get made on evidence instead of instinct.

Fractional CFO Pricing

Fractional CFO Service

Executive-level financial strategy, without the full-time cost.

Starting at

$500/month

Pricing varies based on your business complexity, financial goals, and level of strategic support needed.

Cash flow forecasting & management

Owner compensation guidance

KPI tracking (margins, overhead, profitability)

Financial process & systems improvement

Frequently Asked Questions

What is a Fractional CFO and when does a small business need one?

A Fractional CFO provides part-time executive financial strategy for businesses that need high-level budgeting, cash flow forecasting, and growth planning without hiring a full-time CFO.

How much should a small business owner pay themselves?

Owner pay depends on business structure (LLC, S-Corp), net profit margins, cash flow reserves, and tax strategies. ClearNumbers helps owners determine optimal owner draws or payroll.

How is this different from what my CPA does?

Your CPA is focused on compliance and tax — filing accurately, minimizing what you owe, and keeping you in good standing. That work is essential, and it happens mostly at year end. Fractional CFO work happens throughout the year and looks forward instead of back. We help you decide whether to hire, how to price, when to invest, and what your cash position will look like in six months. Most clients keep their CPA and add CFO support alongside it. 

Build Your Future on a Strong Financial Foundation

Experience the confidence that comes with a proactive financial partner by your side. From streamlined bookkeeping to strategic
CFO guidance, we’re here to help your business flourish.

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